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PROFESSIONAL EXPERIENCE
Graham Northwest, Inc (July 1995 to Present)
President: Acquisition and development of single family and multi-family housing. General contractor directly responsible for land acquisition, design, permit approval, financing, estimating and budgeting, construction oversight, accounting, customer sales and service. Emphasis in building energy efficient structures utilizing insulated concrete forms, hydronic radiant heat, compact florescent lighting, and other innovative and environmentally friendly products and practices.
Stratford Mortgage Corporation (Sept 1991 to Feb 1997)
Senior Loan Officer: Cultivated and solidified long-term relationships with builders, developers and lenders. Evaluated residential contractors for credit worthiness, experience, and financial strength. Utilized organizational and computer skills to create an ongoing marketing campaign resulting in consistent business from multiple sources - generated over $750,000 in fee income from residential construction and permanent loans. Equitably resolved customer service issues while upholding company policies.
Travel Horizons (Oct 1989 to Aug 1991)
Director of Finance: Oversaw fiscal operations of a $2.5 million travel services company. Conducted profit/loss, cash-flow, and cost/benefit analysis. Repositioned company assets to increase return on investment and meet industry changes. Streamlined operations and cut costs by implementing financial reporting system combining spreadsheet and data base applications. Negotiated contracts with multi-national companies.
Sterling Savings Bank (Dec 1987 to Aug 1989)
Commercial Loan Officer: Conducted comparative analysis of real estate performance by analyzing market comparables and operating performance. Evaluated project feasibility - location, site conditions, market strength and budget allocations. Presented detailed reports to senior management committee assessing debt coverage, yield potential, and exposure to risk. Monitored construction progress and inspected job sites to ensure compliance and on time completion.
PROFESSIONAL CERTIFICATIONS
Washington Real Estate License (1986 to 1998)
Continuing Education Certificates
Real Estate Law
Appraising Real Property
Scott Potter Seminars
Tax Return Analysis for Mortgage Lenders
Education
University of Puget Sound (1982 to 1986) Tacoma, WA
Economics and Communications
Student Board of Directors - Federal Reserve Bank, Seattle Branch
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